The Northeast-to-Florida relocation is one of the most common moves I handle, and the buyers who land smoothly are the ones who follow a real timeline. Here's the 90-day plan I give every out-of-state family.
90 days out: Discovery & pre-approval
- Get pre-approved before you fly down. A pre-approval letter shapes your entire search.
- Send me your must-haves, schools, commute, and budget. I'll build a shortlist tour.
- Research flood zones and insurance costs - they shock Northeast buyers and change the budget.
60 days out: The scout trip
Plan a 3-4 day visit to tour 8-12 homes across 3-4 neighborhoods. Don't try to buy on this trip - use it to narrow. I arrange school visits and area drives so you can feel a neighborhood, not just see a house.
30 days out: The buy trip
With pre-approval and a refined shortlist, we tour your top homes and write the winning offer. Plan for a 7-14 day closing cushion beyond contract.
The day you arrive: Settling
I coordinate utilities, HOA setup, insurance binding, and the final walk-through. As both your agent and licensed originator, I keep the purchase and the mortgage on the same timeline so nothing stalls.
Message me with your target move month and I'll map this timeline to your dates - no cost, no obligation.

Sandor Szabo
FLORIDA REALTOR® & MORTGAGE LOAN ORIGINATOR
License #SL3616551 • NMLS #2857504 • Serving Tampa Bay buyers, sellers, and investors with one-stop real estate & financing.